A Kove AI Product

Get paid for the work you've already done. Without one awkward message.

Kove Collect chases your overdue invoices by text and email — friendly reminders in your own voice, each with a one-tap pay link — so HVAC, plumbing, electrical, and lawn-care pros get paid days faster.

You only pay when you get paid.

See what you're owed → How it works

Free to start · Not a collections agency · You approve every message

KoveCollect

You're currently owed

$14,300

across 9 overdue invoices · oldest is 52 days late

41 → 22

Avg days to pay

$8,150

Collected this month

01The reality

The money isn't gone. It's just stuck.

$17,500

owed to the average small business in unpaid invoices, right now.

6 in 10

owners avoid chasing it — because asking feels uncomfortable.

trades and construction get hit harder by late payments than any other industry.

4 hrs

a week the average owner loses chasing payments by hand.

Source: Intuit QuickBooks 2025 Small Business Late Payments Report · Gateway Commercial Finance, 2025

Kove Collect does the asking — so you never have to.

02How it works

STEP 01

Show us what's unpaid

Send over your overdue invoices or connect your books. Takes a few minutes — and we'll show you exactly how much you're owed.

STEP 02

We chase, in your voice

Friendly reminders go out by text and email, escalating politely, each with a one-tap pay link. Professional, calm, never pushy.

STEP 03

You get paid

Cash lands faster. And when a customer pays, we ask them for a review on the way out — so your reputation grows too.

The offer

Pay only when you get paid.

Our fee comes out of money you'd already written off. We take a share of what we actually recover for you — nothing more.

If we collect nothing, you owe nothing. No upfront cost, no monthly minimum, no risk.

Founding terms · limited to our first partners

Built for

The trades that do the work first, and bill after.

HVAC Plumbing Electrical Lawn & Landscape

Owner-run shops — tired of fronting the cash and waiting to get paid.

This isn't collections.

Every reminder goes out in your name and your voice, on invoices that are simply late — not in some agency's name, and never with threats. You approve every message, you set the tone, and you stay in control the whole way. We just make sure the work you did turns into the money you're owed.

See what you're owed.

Find out in 60 seconds. Free, with no commitment.

Start now →